About Raffy and Christian page, we are still on the development stage. But to give you hints, Raffy and Christian are both highschool students. Grown and live at Jasaan Misamis Oriental. We love to share what God has given us and may we have the chance of knowing each others better. We have our facebook. We can send u details. Hope u can email us now at: [email protected]
We appreciate any help or suggestions from you. We love you guys! and we love to hear you even now!
But...
How about considering to join with our team?
We want to help you make your own Personal Website for FREE!
Registration fee is P199 and in return we will give you LMSM activation code, that once activated and with doable little efforts, you will have the greater chance of making extra money of even P20,000 monthly say after 6 months! SO DAPAT MO PA BANG IWALANG-BAHALA ITO? Even if you are little confused by now, CONFUSION is still NOT YOUR ENEMY, BUT THE TIME AND SECONDS DELAYED! So contact us now and we help you succeed not only in the aspect of earnings but even as to WHAT something you desire to achieve in life!
LMSM... IDEAL BUSINESS by SMART! LOAD MO SARILI MO (LMSM)- Wala kang talo dito Kaibigan! Gaano kaya kalaki ang mawawala sa iyo kun sakali hindi ka kikita dito? P199? Pero ito rin ang i consider mo, anong mga financial problems na pwedeng ma-itulong sa 'yo kun sakali kikita ka? Sa halagang P199, may pagkakataon kang kumita ng P20,000 bulan2x! Magpamember na! Now na.
I invite you to join our team, we have a "BALIK AGAD PUHUNAN PROGRAM". Kun gusto mong matulongan agad, please contact us now: 0920.450.6400. Cge na kunin mo na cellphone mo at text or contact us now!
if you are interested to buy this LMSM.I am based here in Cagayan de Oro City and nearest areas.. contact me at [email protected]
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THIS ARTICLE IS PUBLISHED BY A RENOWNED BLOGGER. IF IT EVER HELPS YOU, THIS CAN MAKE ME A SENSE OF URGENCY FOR ME TO FREELY SHARE IT TO YOU TOO. IF YOU CONSIDER THIS SERIOUSLY HELPFUL THEN I'M MORE THAN WILLING TO SHARE IT TO YOU. PLEASE EMAIL WEHERE YOU WANT ME TO SEND THE INFORMATION. I SUGGEST THAT IF IT HELPS YOU, THEN YOU CAN GIVE ME YOUR CONTACT NUMBER FOR IMMEDIATE UPDATES. THANKS
-JONSIHAY
FROM FRIEND:
“Load Mo Sarili Mo” Network Marketing Business: A Close Look
This article is posted under:
Business,
In Focus,
Income Opportunities.
==================================================================
Buzz about a new network marketing business is going around lately and consequently, a handful of my readers are already asking me if this MLM business has potential or just another scam.
That’s why I took some time to study the program and do a review.
Below now is an explanation of how all these works. I’ve also included some personal thoughts and an unbiased opinion of the program.
I hope this article will help clarify some of your questions regarding this new network marketing business.
To start, the business is called, “Load Mo Sarili Mo” or simply LMSM. The company office is based in Quezon City and they are working in partnership with Smart Communications and Muenchen Inc., a Smart Key Account. Visit the official Load Mo Sarili Mo website here.
Note: This business is NOT a product of Smart Communications, that’s why you won’t see information about it on their website (from the last time I checked). They are merely the product provider – a partner.
How does the Load Mo Sarili Mo work?
Everything starts from becoming a member of the network. There are five different types of membership packages (Regular, Bronze, Silver, Gold, OFW) with it’s own free items and commission rates.
Assuming you bought the Regular package (cost: P199) – your commission rate will be 0.5% per level. This means that if one of your down lines buy a Load Fund of P250, then you will earn P1.25 (P250 x 0.005). This income will go to your personal Load Fund.
What is a Load Fund?
If you’re a Smart eLoad Retailer, this is similar to the Load Wallet. It’s like a virtual savings bank account where your money is stored or kept. It’s important to remember that the money here has no expiration.
Furthermore, the Load Fund can be converted to Smart airtime load (the regular cellphone load which expires) OR it can be converted to cash (via Smart Money, bank deposits by the LMSM company and several other methods).
So far so good?
Okay, aside from the commission earnings, you also earn from recruiting members to your network. There are different schemes for this; also depending on the type of membership you were able to sell.
For example, if you were able to recruit someone to become a Bronze member (cost: P499), then you will earn P200. Again, that income will go directly to your Load Fund.
At this point, I am assuming that you’ve understood everything so far. If not, then please read what I’ve written above again.
So you’re now a member, what’s next? Well, you basically have two tasks:
Recruit members to your down line. This is a unilevel marketing system, which means all your recruits are in your front line. And you can earn commissions up until the fifth level.
Remember to buy Load Fund monthly. Yes, you have a recurring monthly cost. For Regular members, you are required to put P250 monthly to your Load Fund or else you won’t get your commissions for the month.
It’s important to know that the Load Fund you will receive from recruiting new members will already count towards your monthly Load Fund quota. This means you have to either buy a Load Fund, or recruit new members – if you want to get your commissions.
So why is this called Load Mo Sarili Mo?
Because now, instead of buying eLoad from retail stores, you can now convert your personal Load Fund to Smart airtime load on your own Smart Prepaid SIM.
And that’s basically how the LMSM network marketing business works. Below is a Powerpoint Presentation of the Business Orientation Seminar. Thanks to Ka Edong for uploading this on Slideshare.
X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.
NOW HERE’S WHAT I THINK ABOUT THIS BUSINESS
===========================================
I’ve been doing the Math and it seems that this is a sustainable business model. A Smart eLoad Retailer earns around 13% from selling prepaid credits, the rest goes to Smart Communications as their gross profit.
Under LMSM, only a maximum of 9% goes to the commission of the members. Working under the 13% retailer’s profit margin of Smart – then, it’s safe to assume that the other 4% goes to the LMSM company as gross income. This amount is what will help them sustain their business.
Possible problems for the members with respect to the company:
First, the stability of the LMSM database in handling the volume of members and their commissions. There are around 40M Smart subscribers, even if only 1% of that population joins this business, can their servers handle transactions from 400,000 people?
Second, there might be problems with converting the Load Fund into cash – on a technical level (software and network problems) and administrative level (company personnel is slow in processing payments).
And third, the company could ultimately decide to close down – for whatever reason. It may not be in the near future, but still, you can never really tell.
Should you join Load Mo Sarili Mo?
I will not answer this question for you. However, I will point you to an article of mine which hopefully, will guide you to the right answer:
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The Basics of Multi-level Marketing
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[ if this helps u, contact me, i can help you more, cell# 0920.450.6400 ]
Lastly, I’d like to call those who have signed up as members of Load Mo Sarili Mo to please share their experiences with the business below so that others can learn more about LMSM.
Also, if you see any incorrect information or data from my article, then please leave a comment so that I may correct it.
However, please be reminded that the comments section will be moderated and I will not tolerate any comments whose sole purpose is to recruit my readers to become their down line. I hope this is clear. Thank you.
So, did you like this article? Then please share it to your others who might find this helpful. You can use the icon shortcuts below and share this post in Facebook, Twitter and other social networking sites.
To receive more articles like this, please enter your email address below:
Enter your email address for your free subscription to Ready To Be Rich: [ subscribe ]
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-----------------
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------------------
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Reader Mail #13: Business Names, Multi-Level Marketing and Franchise Businesses
It’s time for another Reader Mail, an ongoing series where I answer your personal finance, business and investing questions which was sent through my email. For today, we’ll talk about business names, multi-level marketing and franchise businesses. I’m sharing these because I know, some of you might have the same questions in your mind and I hope...[ if this helps u, contact me, i can help you more, cell# 0920.450.6400 ]
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This entry was posted on Wednesday, February 24th, 2010 at 11:34 am and is filed under Business, In Focus, Income Opportunities. You can follow any responses [ if this helps u, contact me, i can help you more, cell# 0920.450.6400 ]. You can leave a response, or trackback from your own site. If it's your first time to comment here, they will be held for moderation. Off-topic responses may be deleted.
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9 Responses to ““Load Mo Sarili Mo” Network Marketing Business: A Close Look” FROM: FRIEND
FROM: Marlowe
on February 25th, 2010 at 10:47 am
Hi FRIEND,
Thanks for your analysis of LMSM. I’ve been waiting for this kind of blog since last week. Anyway, I just got a few points/questions:
1. How did u come up with 9% max commission to members? Gold members have 1.5% comm’n upto level 5 so I think it should be 7.5% to members and 5.5% to LMSM right?this really makes the program sustainable unlike those old time scam networking companies.
2. Since it’s a new program, we can always expect some technical difficulties/glitches in their system but I have seen their responsiveness to queries and complaints and at the moment I’m satisfied with their service.
3. You said “And third, the company could ultimately decide to close down – for whatever reason. It may not be in the near future, but still, you can never really tell.” I think this applies for all companies whether networking, retail, food business,etc. But I believe that this company is registered/licenced to operate so there’s no question about it’s legitimacy.
4. “Note: This business is NOT a product of Smart Communications, that’s why you won’t see information about it on their website (from the last time I checked). They are merely the product provider – a partner.” Yes, it may not be a direct product from SMART but the fact that SMART is fully aware of it and that they even supported the Grand Launching in Megamall makes Smart telecom answerable to questions of fraud about this business.
P.s. I’m not connected to LMSM except that I’m just one of their members who expects a lot from their product.
Thanks.
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FROM: Millionaire Acts
on February 25th, 2010 at 3:05 pm
I’ve been involved in the past in this kind of MLM. The company’s name was WiMax.
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RESPONSE FROM: FRIEND
on February 26th, 2010 at 7:47 am
Hi Marlowe,
1. Good observation. That was also my first computation, 7.5%.
But according to slide number 10 of the presentation, the maximum total is 9%. Since I have nobody to ask about this, I assumed that I might have overlooked something with the business system so I went for the more conservative analysis which is to take the higher number.
In any case, can you confirm this since you’re a member of the network already? Also, what’s more important is that in either case, both fall below the retailer profit margin of 13%.
2. Yes, their system is relatively young, and such problems is understandable. But as a member, one should be aware if the company is doing anything to solve them.
If their system can’t handle any more accounts, then they should have the courage to tell the members to stop recruiting. A network marketing company should be able to survive even without recruitment of new members.
3. That’s right. All businesses can close down. And I agree that this company is legitimate for it has the support of Smart Communications – but still, it’s a normal risk when investing in a business and an important consideration if you’re thinking long-term with this.
The lesson here is to be ready for an exit strategy.
4. I believe that Smart Communications can vouch for the legitimacy of the business, but that’s all.
I doubt it if Smart Communications will have itself involved if fraudulent activities start happening from the inside (due to greed from owners, members gaming the system, etc.)
I’m not saying that this will happen. It’s just a possibility and in fact, all businesses are subject to this possibility – MLM or not.
And again, the lesson here is to always have an exit strategy. And more importantly, not to put all your eggs in one basket – LMSM is just one business option, there are many others where you can invest too.
Lastly, I’d like to thank you Marlowe for all the input. I appreciate you sharing your thoughts.
..................................
FROM: Marlowe
on February 27th, 2010 at 12:12 pm
Hi again FRIEND,
Just to keep you updated, here are links from Youtube about LMSM including Smart officials highly promoting this product.
http://www.youtube.com/watch?v=XT_8y9Zcpw8
http://www.youtube.com/watch?v=BWnCvfHy2z0
I suggest you try it also and promote it to your readers. With a capital of P500 (bronze) it can reach up to 40 times return.. nothing (or very small amount) to lose just in case… If you know anyone interested and lives in Pampanga (Angeles City) they can contact me at marlowe.lacsina {at} gmail {dot} com and I’ll be glad to present them this business.
Thanks a lot Friend.
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FROM: Ads for Free
on March 3rd, 2010 at 9:08 am
Wow that sounds promising. Like, almost all Filipinos use mobile phones and send millions of text messages per seconds. Loading business seems great.
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FROM: Bea Lucero
on March 3rd, 2010 at 3:36 pm
its almost a week since i started to register for LMSM with a small capital of 200, and for only 2 days, i was able to have the ROI. i guess this business will click because everybody has a cellphone plus the convenience of self-loading which makes it attractive to people who are somewhat annoyed of searching for e-loading stores.
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FROM: joseph
on March 12th, 2010 at 2:23 pm
@Bea Lucero and Marlow:Does this LMSM is for smart regular load only??How about other smart load options like “Alltext”, “Gaantext”, other load which is not as regular load?
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FROM: Bea Lucero
on March 13th, 2010 at 8:00 am
hi joseph! LMSM products does include smart regular load, alltext, gaan text and smart upsize..for more info about this business, feel free to email me at [email protected]..
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source:
http://loadmo-sarilimo.blogspot.com/2010/03/load-mo-sarili-mo-sure-way-of-money_14.html
LMSM – LOAD MO SARILI MO COMMANDS
(send to 0908-9115555)
TO REGISTEER THRU TEXTING:
REGACTIVATION ID*SPONSOR’S MOBILE NO.*PIN*FULL NAME*ADDRESS
Example: Reg 123456789012*09181234567*4381*Lesley Anne Perez*249B Alley Road 4 Proj 6 Q.C.
TO SELF-LOAD:
ME AMOUNT PIN
Example: ME 30 4381
TO LOAD OTHER USERS: (%MARGIN JUST NEEDED FOR LMSM REQD MONTHLY LOADING)
<MOBILE# OF RECIPIENT> <AMOUNT> <PIN>
Example: 09181234567 30 4381
TO TRANSFER LOAD FUND:
<MOBILE# OF RECIPIENT> <LFAMOUNT> <PIN>
Example: 09181234567 LF30 4381
TO CHANGE PIN:
CPIN OLDPIN NEWPIN
Example: Cpin 4381 4380
TO CHECK LOAD FUND BALANCE:
BAL PIN
Example: Bal 4381
TO ENCASH LOAD FUND:
LFOUT AMOUNT PIN
Example: Lfout 1000 4381
FOR INQUIRIES:
HELP QUESTION
Example: Help Where can I pay for additional load fund?
RELATED TOPICS:
Video Presentation: LMSM and SMART
Video Presentation: LMSM Business Presentation
About Load Mo Sa Sarili Mo
Inter-Organizational Hierarchy
Company Profiles
LMSM Types of Membership
LMSM Earning Opportunities
Advantages of LMSM Business
Sample Income Computation
Pay-Out Methods
Load Fund Replenishment
LMSM Product/Loading Codes
Load Mo Sarili Mo
.....................................................
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LMSM PRODUCT CODES (LOADING CODES)
1. Regular Load – 15, 30, 60, 100, 115, 200, 300, 500, 1000
2. Smart All Txt – AT10, AT20, AT40, AT50, ATUP20, LT35
3. Unlimited Call – ST100, ST500, SP100
4. Talk n Text – GT10, GT20, LT20, LT35, GU20, GU30, GU55, GU99
5. Smart UPSIZE – UP20, UP35, UP70, UP130
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Friendly Text Messages
Other Text Messages
My mom always told me that we could never measure our wealth by money but by our friends. She would surely be glad to meet you and know how rich I turned out to be!
I'm glad friendship doesn't come with price tags. For if it does, I'd never afford someone as great as you.
God in heaven, God above, please protect the friend I love. Sent with a smile, sealed with a kiss, I love my friend who's reading this.
The nicest place these days is right beside your friends. Usog konti, tabi ako!
You brighten my day, di ka naman araw. You light up my life, di ka naman ilaw. You make me smile, di ka naman bulalakaw. You warm my heart, di ka naman sabaw. Friend kita, yan malinaw!
A friend is sweet when it is new. And it is sweeter when it is true. But you know what? It is sweetest when it is you.
A coin is easy to earn, a friend is hard to find. The coin depreciates but a friend appreciates. I lost a coin when I texted you, but it's okay because I got you.
A smile makes us look younger… while prayers make us feel stronger… and friends…? They make us enjoy life forever.
Each day God sends His angels to guide us. We don't expect to see them with wings, or with halo flying above their heads. Instead, they come in disguise and we call them friends. Thank you for being an angel to me!
A friend is like a book that has to be read to appreciate its beauty. As such, you're one of the finest books ever written. How I wish you could be reprinted!
What are the differences between a peso and a friend? A peso is easy to earn, a friend is hard to find. A peso loses its value, a friend increases its worth. I don't have a peso but I have you!
God sprinkles tiny but wonderful seeds of blessings on earth each day...and I just caught one that's so nice and true...It's you!
A single candle can illuminate an entire room. A true friend lights up an entire lifetime. Thanks for the bright lights of your friendship.
Friendship is a gift that is fair in all things. It roots from one's heart and involves memories that stay not for a while but for a lifetime.
If you open my heart, guess what you are gonna see? It's you. True friends are hard to find so I kept you.
Care is the main ingredient that keeps true friendships alive despite separation, distance and time. Care sustains love. Since I can't see you, let my care be with you, friend!
What is a friend? She looks out for you, inspires you, laughs with you, cries with you, understands you, guides you and walks with you. That's what a friend is…you.
I have a pen which is blue, I have a friend which is you. Flowers will die, waters will dry, but our friendship will never say goodbye.
How long shall we be friends? Do you want a clue? As long as stars twinkle in the sky, till the water runs dry and till the day I die. We will be friends.
I might run out of cute graphics to send you, but I'll never run out of this: care for you.
A friend is a push when you have stopped, a chat when you are lonely, a guide when you are searching, a smile when you are sad, a song when you are glad.
Colors may fade, the sun may not shine, the moon may not be bright, heartbeats may stop, lives may pass but our friendship, I'll treasure 'till the day my heart stops.
When you're down, I'll be there to cheer you up. When you're tired, I'll be there to lift you up. I'll be your friend no matter what!
Friends are like mangga... you'll never know which is sweet and which is not. Well I'm lucky coz I was able to find the sweetest mangga in you!
If you want to be happy for a day, get a date. Happy for a week, get a lover. Happy till the end, keep me.
I don't regret the things I have done and the things I didn't do. For somewhere along the way I must have done something right coz I ended up with a friend like you.
I may have forgotten to say that I care. I may have failed to open up and share, but though no words have been spoken, my promise of friendship won't be broken.
Time and distance are important between friends. When a friend is in your heart, they remain there forever. I may be busy, but I assure you, you are always in my heart!
I was never tired of this life and it's not gonna matter if I fall down twice, coz I know each time I fall, you won't let me hit the ground. Thanks for being around.
Friends are gifts wrapped in ribbons of thoughtfulness and trimmed with kisses and smiles, given by God to stay not just for a day, but for life. Thanks!
Fifty years from now, I'd be so old I might forget you. I might not remember ever knowing you, or might forget I once cared for you. I might… but I won't.
Do you ever recall the first day we met? Our first hello? The day we became friends? Well, I do and I will always remember. For that very day, I knew I'd cherish you.
Some friends are remembered because of their smile. Some friends are remembered because of their style. But you are remembered because you are so nice to remember. Take care.
Someday you may lose your hair, your teeth, your looks, or even your memory. But there's something you won't lose. Me, coz I'll always be your friend.
I won't promise to be your friend forever, coz I won't live that long. But let me be your friend as long as I live.
I thank God I'm rich not with money but with people like you. I may not have the most expensive things but I've got a most precious gem… a friend like you.
I admit I'll never be the perfect friend. I'll never be there always. I may not make you smile at times but there is one thing I admit I could do. To be the person I could be for you.
Friends are like the walls of a house. Sometimes they hold you up, sometimes you lean on them. But sometimes, it's enough to know they're just standing by.
I thank the Lord for the gift of friendship where I can be myself and be accepted as I am and for finding a home in the heart of a friend.
Keep me as a friend and I will keep you in my heart and lock it up. I'll throw away the key so that no one can take you away from me.
Some joys are better explained in silence, as a smile gets more audible than laughter. I was asked if I enjoyed my friendship with you. I just smiled.
If all my friends were to jump off a bridge, I wouldn't jump with them; I'd be at the bottom to catch them.
Thank you for touching my life in ways you may never know. My riches do not lie in material wealth but in having friends like you - a precious gift from God!
I always thought loving someone is the greatest feeling, but I realized that loving a friend is even better. We lose people we love, but we never lose true friends.
If one day you feel like crying, call me. I can't promise to make you laugh, but I'm willing to cry with you.
A man should keep his friends in a constant repair. The difficulty is not so great to die for a friend, as to find a friend worth dying for.
Some friends are separated by time. Some are separated by differences. Some by distances, some by pride. But no matter how far you are or different we may be, you'll always be a friend to me!
There is a golden bridge called friendship that spans the river of time and links out hearts together even if we walks separate roads of life.
If friends were flowers surely I would not pick you! I'd let you grow in the garden and cultivate you with love and care so I can keep you forever.
One tree can start a forest, one smile can start a friendship. One touch can show you care, one friend can make life worth living for.
In my dreams, we were never apart. In my dreams you kept me close. In my dreams you loved me the most. In my dreams we're always together. Might as well be dreaming forever.
Gusto ko na benta cell phone ko... lam mo ba? Gusto ko hagis, durugin at tadyakan ang cell phone ko... lam mo ba? Gusto ko na panakaw to... lam mo ba? Maloloka na ko sa pag-iintay ng text mo... lam mo ba?
-----------------------------------------------------
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april 13, 2010
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source:
Smart Communications (eload) and Load Mo Sarili Mo (LMSM)
Be the PIONEER of this Business because "eload" is now a basic commodity!
Officially Launched last February 20, 2010! First time in Philippine History! First time in Telecommunication Industry!
Newest in the market! High tech! Wireless! Using the computerized system through website and text! Delivering your income at your fingertips!
Mga Benefits sa LMSM:
Unlimited income po dito kasi unlimited ang referrals from 1st to 5th level!
Ang basis ng commission sa downlines ay sa actual load consumption nila!
Libre na ang load mo pag marami kang referrals (more referrals, more loadfund!)
Meron kang commission sa sarili mong load consumption na wala ito sa iba!
Pwede mo ng loadan ang sarili mo kahit anong oras at saang lugar na hindi kailangang pumunta sa sari-sari store!
Real time monitoring ng iyong downlines kasi may sarili kang website!
Trick # 1: Ganito po, nakakaubos ka ba ng P250 o mas mataas pa sa isang buwan? Sabihin na natin P10 sa isang araw, sa loob ng isang buwan P300 din po yun. Aba pasok ka dito sa LMSM kasi minimum requirement dito ay P250 per month. Magpamember ka lang ((P199.00 only: one/lifetime membership) kasi wala tayong magagawa diyan! Fixed Expense po yan sa ayaw natin o hindi. Kaya simple lang ang gagawin, magpamember ka at later on kikita ka pa!
Trick # 2: Dito po sa LMSM wala kang ibebentang pisikal na produkto. Pag member ka na, simple lang ang gagawin. Ikwento o i-share (through verbal, text or email) lamang ito sa mga existing Smart, Talk & Text and Red Mobile users na nakakakonsumo ng P250.00 or higher load per month. Hindi na kailangang lumayo within your family circle alone at imagine po we have 41million smart users sa ngayon kaya they are just around us! Inuulit ko po, considered as fixed expense rin lang, magpamember din sila at kumita ng unlimited income! Simpleng kwento, simpleng share. Pag nagpamember sila at nagload, kikita kana sa unlimited direct referrals up to 5th level sa overriding commission. Biruin mo, kumikita ka sa bawat load nila na wala kang ginagawa! Later on sa mga downlines mo na wala kang kamalay-malay. At maliwanag po, wala kang ibinentang pisikal na produkto.
Trick # 3: Isang rate lang po ang pinag-uusapan dito para sa commission. Kung ano yung membership rate mo, 'yun din ang rate basis sa lahat ng downlines at later on pwede ka pang mag membership upgrade.
Trick # 4: To get the full information please contact me at 09084822317, email: "[email protected]" or log-on at "www.loadmosarilimo.com".
PAKIUSAP: Maybe busy po kayo at walang time para dito, paki-relay/ paki-share po ito sa mga kapamilya at kakilala nyo malay natin dito po sila aasenso. Maraming salamat
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THIS ARTICLE IS PUBLISHED BY A RENOWNED BLOGGER. IF IT EVER HELPS YOU, THIS CAN MAKE ME A SENSE OF URGENCY FOR ME TO FREELY SHARE IT TO YOU TOO. IF YOU CONSIDER THIS SERIOUSLY HELPFUL THEN I'M MORE THAN WILLING TO SHARE IT TO YOU. PLEASE EMAIL WEHERE YOU WANT ME TO SEND THE INFORMATION. I SUGGEST THAT IF IT HELPS YOU, THEN YOU CAN GIVE ME YOUR CONTACT NUMBER FOR IMMEDIATE UPDATES. THANKS
-JONSIHAY
FROM FRIEND:
“Load Mo Sarili Mo” Network Marketing Business: A Close Look
This article is posted under:
Business,
In Focus,
Income Opportunities.
==================================================================
Buzz about a new network marketing business is going around lately and consequently, a handful of my readers are already asking me if this MLM business has potential or just another scam.
That’s why I took some time to study the program and do a review.
Below now is an explanation of how all these works. I’ve also included some personal thoughts and an unbiased opinion of the program.
I hope this article will help clarify some of your questions regarding this new network marketing business.
To start, the business is called, “Load Mo Sarili Mo” or simply LMSM. The company office is based in Quezon City and they are working in partnership with Smart Communications and Muenchen Inc., a Smart Key Account. Visit the official Load Mo Sarili Mo website here.
Note: This business is NOT a product of Smart Communications, that’s why you won’t see information about it on their website (from the last time I checked). They are merely the product provider – a partner.
How does the Load Mo Sarili Mo work?
Everything starts from becoming a member of the network. There are five different types of membership packages (Regular, Bronze, Silver, Gold, OFW) with it’s own free items and commission rates.
Assuming you bought the Regular package (cost: P199) – your commission rate will be 0.5% per level. This means that if one of your down lines buy a Load Fund of P250, then you will earn P1.25 (P250 x 0.005). This income will go to your personal Load Fund.
What is a Load Fund?
If you’re a Smart eLoad Retailer, this is similar to the Load Wallet. It’s like a virtual savings bank account where your money is stored or kept. It’s important to remember that the money here has no expiration.
Furthermore, the Load Fund can be converted to Smart airtime load (the regular cellphone load which expires) OR it can be converted to cash (via Smart Money, bank deposits by the LMSM company and several other methods).
So far so good?
Okay, aside from the commission earnings, you also earn from recruiting members to your network. There are different schemes for this; also depending on the type of membership you were able to sell.
For example, if you were able to recruit someone to become a Bronze member (cost: P499), then you will earn P200. Again, that income will go directly to your Load Fund.
At this point, I am assuming that you’ve understood everything so far. If not, then please read what I’ve written above again.
So you’re now a member, what’s next? Well, you basically have two tasks:
Recruit members to your down line. This is a unilevel marketing system, which means all your recruits are in your front line. And you can earn commissions up until the fifth level.
Remember to buy Load Fund monthly. Yes, you have a recurring monthly cost. For Regular members, you are required to put P250 monthly to your Load Fund or else you won’t get your commissions for the month.
It’s important to know that the Load Fund you will receive from recruiting new members will already count towards your monthly Load Fund quota. This means you have to either buy a Load Fund, or recruit new members – if you want to get your commissions.
So why is this called Load Mo Sarili Mo?
Because now, instead of buying eLoad from retail stores, you can now convert your personal Load Fund to Smart airtime load on your own Smart Prepaid SIM.
And that’s basically how the LMSM network marketing business works. Below is a Powerpoint Presentation of the Business Orientation Seminar. Thanks to Ka Edong for uploading this on Slideshare.
X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.X.
NOW HERE’S WHAT I THINK ABOUT THIS BUSINESS
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I’ve been doing the Math and it seems that this is a sustainable business model. A Smart eLoad Retailer earns around 13% from selling prepaid credits, the rest goes to Smart Communications as their gross profit.
Under LMSM, only a maximum of 9% goes to the commission of the members. Working under the 13% retailer’s profit margin of Smart – then, it’s safe to assume that the other 4% goes to the LMSM company as gross income. This amount is what will help them sustain their business.
Possible problems for the members with respect to the company:
First, the stability of the LMSM database in handling the volume of members and their commissions. There are around 40M Smart subscribers, even if only 1% of that population joins this business, can their servers handle transactions from 400,000 people?
Second, there might be problems with converting the Load Fund into cash – on a technical level (software and network problems) and administrative level (company personnel is slow in processing payments).
And third, the company could ultimately decide to close down – for whatever reason. It may not be in the near future, but still, you can never really tell.
Should you join Load Mo Sarili Mo?
I will not answer this question for you. However, I will point you to an article of mine which hopefully, will guide you to the right answer:
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The Basics of Multi-level Marketing
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[ if this helps u, contact me, i can help you more, cell# 0920.450.6400 ]
Lastly, I’d like to call those who have signed up as members of Load Mo Sarili Mo to please share their experiences with the business below so that others can learn more about LMSM.
Also, if you see any incorrect information or data from my article, then please leave a comment so that I may correct it.
However, please be reminded that the comments section will be moderated and I will not tolerate any comments whose sole purpose is to recruit my readers to become their down line. I hope this is clear. Thank you.
So, did you like this article? Then please share it to your others who might find this helpful. You can use the icon shortcuts below and share this post in Facebook, Twitter and other social networking sites.
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This entry was posted on Wednesday, February 24th, 2010 at 11:34 am and is filed under Business, In Focus, Income Opportunities. You can follow any responses [ if this helps u, contact me, i can help you more, cell# 0920.450.6400 ]. You can leave a response, or trackback from your own site. If it's your first time to comment here, they will be held for moderation. Off-topic responses may be deleted.
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9 Responses to ““Load Mo Sarili Mo” Network Marketing Business: A Close Look” FROM: FRIEND
FROM: Marlowe
on February 25th, 2010 at 10:47 am
Hi FRIEND,
Thanks for your analysis of LMSM. I’ve been waiting for this kind of blog since last week. Anyway, I just got a few points/questions:
1. How did u come up with 9% max commission to members? Gold members have 1.5% comm’n upto level 5 so I think it should be 7.5% to members and 5.5% to LMSM right?this really makes the program sustainable unlike those old time scam networking companies.
2. Since it’s a new program, we can always expect some technical difficulties/glitches in their system but I have seen their responsiveness to queries and complaints and at the moment I’m satisfied with their service.
3. You said “And third, the company could ultimately decide to close down – for whatever reason. It may not be in the near future, but still, you can never really tell.” I think this applies for all companies whether networking, retail, food business,etc. But I believe that this company is registered/licenced to operate so there’s no question about it’s legitimacy.
4. “Note: This business is NOT a product of Smart Communications, that’s why you won’t see information about it on their website (from the last time I checked). They are merely the product provider – a partner.” Yes, it may not be a direct product from SMART but the fact that SMART is fully aware of it and that they even supported the Grand Launching in Megamall makes Smart telecom answerable to questions of fraud about this business.
P.s. I’m not connected to LMSM except that I’m just one of their members who expects a lot from their product.
Thanks.
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FROM: Millionaire Acts
on February 25th, 2010 at 3:05 pm
I’ve been involved in the past in this kind of MLM. The company’s name was WiMax.
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RESPONSE FROM: FRIEND
on February 26th, 2010 at 7:47 am
Hi Marlowe,
1. Good observation. That was also my first computation, 7.5%.
But according to slide number 10 of the presentation, the maximum total is 9%. Since I have nobody to ask about this, I assumed that I might have overlooked something with the business system so I went for the more conservative analysis which is to take the higher number.
In any case, can you confirm this since you’re a member of the network already? Also, what’s more important is that in either case, both fall below the retailer profit margin of 13%.
2. Yes, their system is relatively young, and such problems is understandable. But as a member, one should be aware if the company is doing anything to solve them.
If their system can’t handle any more accounts, then they should have the courage to tell the members to stop recruiting. A network marketing company should be able to survive even without recruitment of new members.
3. That’s right. All businesses can close down. And I agree that this company is legitimate for it has the support of Smart Communications – but still, it’s a normal risk when investing in a business and an important consideration if you’re thinking long-term with this.
The lesson here is to be ready for an exit strategy.
4. I believe that Smart Communications can vouch for the legitimacy of the business, but that’s all.
I doubt it if Smart Communications will have itself involved if fraudulent activities start happening from the inside (due to greed from owners, members gaming the system, etc.)
I’m not saying that this will happen. It’s just a possibility and in fact, all businesses are subject to this possibility – MLM or not.
And again, the lesson here is to always have an exit strategy. And more importantly, not to put all your eggs in one basket – LMSM is just one business option, there are many others where you can invest too.
Lastly, I’d like to thank you Marlowe for all the input. I appreciate you sharing your thoughts.
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FROM: Marlowe
on February 27th, 2010 at 12:12 pm
Hi again FRIEND,
Just to keep you updated, here are links from Youtube about LMSM including Smart officials highly promoting this product.
http://www.youtube.com/watch?v=XT_8y9Zcpw8
http://www.youtube.com/watch?v=BWnCvfHy2z0
I suggest you try it also and promote it to your readers. With a capital of P500 (bronze) it can reach up to 40 times return.. nothing (or very small amount) to lose just in case… If you know anyone interested and lives in Pampanga (Angeles City) they can contact me at marlowe.lacsina {at} gmail {dot} com and I’ll be glad to present them this business.
Thanks a lot Friend.
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FROM: Ads for Free
on March 3rd, 2010 at 9:08 am
Wow that sounds promising. Like, almost all Filipinos use mobile phones and send millions of text messages per seconds. Loading business seems great.
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FROM: Bea Lucero
on March 3rd, 2010 at 3:36 pm
its almost a week since i started to register for LMSM with a small capital of 200, and for only 2 days, i was able to have the ROI. i guess this business will click because everybody has a cellphone plus the convenience of self-loading which makes it attractive to people who are somewhat annoyed of searching for e-loading stores.
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FROM: joseph
on March 12th, 2010 at 2:23 pm
@Bea Lucero and Marlow:Does this LMSM is for smart regular load only??How about other smart load options like “Alltext”, “Gaantext”, other load which is not as regular load?
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FROM: Bea Lucero
on March 13th, 2010 at 8:00 am
hi joseph! LMSM products does include smart regular load, alltext, gaan text and smart upsize..for more info about this business, feel free to email me at [email protected]..
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source:
http://loadmo-sarilimo.blogspot.com/2010/03/load-mo-sarili-mo-sure-way-of-money_14.html
LMSM – LOAD MO SARILI MO COMMANDS
(send to 0908-9115555)
TO REGISTEER THRU TEXTING:
REGACTIVATION ID*SPONSOR’S MOBILE NO.*PIN*FULL NAME*ADDRESS
Example: Reg 123456789012*09181234567*4381*Lesley Anne Perez*249B Alley Road 4 Proj 6 Q.C.
TO SELF-LOAD:
ME AMOUNT PIN
Example: ME 30 4381
TO LOAD OTHER USERS: (%MARGIN JUST NEEDED FOR LMSM REQD MONTHLY LOADING)
<MOBILE# OF RECIPIENT> <AMOUNT> <PIN>
Example: 09181234567 30 4381
TO TRANSFER LOAD FUND:
<MOBILE# OF RECIPIENT> <LFAMOUNT> <PIN>
Example: 09181234567 LF30 4381
TO CHANGE PIN:
CPIN OLDPIN NEWPIN
Example: Cpin 4381 4380
TO CHECK LOAD FUND BALANCE:
BAL PIN
Example: Bal 4381
TO ENCASH LOAD FUND:
LFOUT AMOUNT PIN
Example: Lfout 1000 4381
FOR INQUIRIES:
HELP QUESTION
Example: Help Where can I pay for additional load fund?
RELATED TOPICS:
Video Presentation: LMSM and SMART
Video Presentation: LMSM Business Presentation
About Load Mo Sa Sarili Mo
Inter-Organizational Hierarchy
Company Profiles
LMSM Types of Membership
LMSM Earning Opportunities
Advantages of LMSM Business
Sample Income Computation
Pay-Out Methods
Load Fund Replenishment
LMSM Product/Loading Codes
Load Mo Sarili Mo
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LMSM PRODUCT CODES (LOADING CODES)
1. Regular Load – 15, 30, 60, 100, 115, 200, 300, 500, 1000
2. Smart All Txt – AT10, AT20, AT40, AT50, ATUP20, LT35
3. Unlimited Call – ST100, ST500, SP100
4. Talk n Text – GT10, GT20, LT20, LT35, GU20, GU30, GU55, GU99
5. Smart UPSIZE – UP20, UP35, UP70, UP130
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Friendly Text Messages
Other Text Messages
My mom always told me that we could never measure our wealth by money but by our friends. She would surely be glad to meet you and know how rich I turned out to be!
I'm glad friendship doesn't come with price tags. For if it does, I'd never afford someone as great as you.
God in heaven, God above, please protect the friend I love. Sent with a smile, sealed with a kiss, I love my friend who's reading this.
The nicest place these days is right beside your friends. Usog konti, tabi ako!
You brighten my day, di ka naman araw. You light up my life, di ka naman ilaw. You make me smile, di ka naman bulalakaw. You warm my heart, di ka naman sabaw. Friend kita, yan malinaw!
A friend is sweet when it is new. And it is sweeter when it is true. But you know what? It is sweetest when it is you.
A coin is easy to earn, a friend is hard to find. The coin depreciates but a friend appreciates. I lost a coin when I texted you, but it's okay because I got you.
A smile makes us look younger… while prayers make us feel stronger… and friends…? They make us enjoy life forever.
Each day God sends His angels to guide us. We don't expect to see them with wings, or with halo flying above their heads. Instead, they come in disguise and we call them friends. Thank you for being an angel to me!
A friend is like a book that has to be read to appreciate its beauty. As such, you're one of the finest books ever written. How I wish you could be reprinted!
What are the differences between a peso and a friend? A peso is easy to earn, a friend is hard to find. A peso loses its value, a friend increases its worth. I don't have a peso but I have you!
God sprinkles tiny but wonderful seeds of blessings on earth each day...and I just caught one that's so nice and true...It's you!
A single candle can illuminate an entire room. A true friend lights up an entire lifetime. Thanks for the bright lights of your friendship.
Friendship is a gift that is fair in all things. It roots from one's heart and involves memories that stay not for a while but for a lifetime.
If you open my heart, guess what you are gonna see? It's you. True friends are hard to find so I kept you.
Care is the main ingredient that keeps true friendships alive despite separation, distance and time. Care sustains love. Since I can't see you, let my care be with you, friend!
What is a friend? She looks out for you, inspires you, laughs with you, cries with you, understands you, guides you and walks with you. That's what a friend is…you.
I have a pen which is blue, I have a friend which is you. Flowers will die, waters will dry, but our friendship will never say goodbye.
How long shall we be friends? Do you want a clue? As long as stars twinkle in the sky, till the water runs dry and till the day I die. We will be friends.
I might run out of cute graphics to send you, but I'll never run out of this: care for you.
A friend is a push when you have stopped, a chat when you are lonely, a guide when you are searching, a smile when you are sad, a song when you are glad.
Colors may fade, the sun may not shine, the moon may not be bright, heartbeats may stop, lives may pass but our friendship, I'll treasure 'till the day my heart stops.
When you're down, I'll be there to cheer you up. When you're tired, I'll be there to lift you up. I'll be your friend no matter what!
Friends are like mangga... you'll never know which is sweet and which is not. Well I'm lucky coz I was able to find the sweetest mangga in you!
If you want to be happy for a day, get a date. Happy for a week, get a lover. Happy till the end, keep me.
I don't regret the things I have done and the things I didn't do. For somewhere along the way I must have done something right coz I ended up with a friend like you.
I may have forgotten to say that I care. I may have failed to open up and share, but though no words have been spoken, my promise of friendship won't be broken.
Time and distance are important between friends. When a friend is in your heart, they remain there forever. I may be busy, but I assure you, you are always in my heart!
I was never tired of this life and it's not gonna matter if I fall down twice, coz I know each time I fall, you won't let me hit the ground. Thanks for being around.
Friends are gifts wrapped in ribbons of thoughtfulness and trimmed with kisses and smiles, given by God to stay not just for a day, but for life. Thanks!
Fifty years from now, I'd be so old I might forget you. I might not remember ever knowing you, or might forget I once cared for you. I might… but I won't.
Do you ever recall the first day we met? Our first hello? The day we became friends? Well, I do and I will always remember. For that very day, I knew I'd cherish you.
Some friends are remembered because of their smile. Some friends are remembered because of their style. But you are remembered because you are so nice to remember. Take care.
Someday you may lose your hair, your teeth, your looks, or even your memory. But there's something you won't lose. Me, coz I'll always be your friend.
I won't promise to be your friend forever, coz I won't live that long. But let me be your friend as long as I live.
I thank God I'm rich not with money but with people like you. I may not have the most expensive things but I've got a most precious gem… a friend like you.
I admit I'll never be the perfect friend. I'll never be there always. I may not make you smile at times but there is one thing I admit I could do. To be the person I could be for you.
Friends are like the walls of a house. Sometimes they hold you up, sometimes you lean on them. But sometimes, it's enough to know they're just standing by.
I thank the Lord for the gift of friendship where I can be myself and be accepted as I am and for finding a home in the heart of a friend.
Keep me as a friend and I will keep you in my heart and lock it up. I'll throw away the key so that no one can take you away from me.
Some joys are better explained in silence, as a smile gets more audible than laughter. I was asked if I enjoyed my friendship with you. I just smiled.
If all my friends were to jump off a bridge, I wouldn't jump with them; I'd be at the bottom to catch them.
Thank you for touching my life in ways you may never know. My riches do not lie in material wealth but in having friends like you - a precious gift from God!
I always thought loving someone is the greatest feeling, but I realized that loving a friend is even better. We lose people we love, but we never lose true friends.
If one day you feel like crying, call me. I can't promise to make you laugh, but I'm willing to cry with you.
A man should keep his friends in a constant repair. The difficulty is not so great to die for a friend, as to find a friend worth dying for.
Some friends are separated by time. Some are separated by differences. Some by distances, some by pride. But no matter how far you are or different we may be, you'll always be a friend to me!
There is a golden bridge called friendship that spans the river of time and links out hearts together even if we walks separate roads of life.
If friends were flowers surely I would not pick you! I'd let you grow in the garden and cultivate you with love and care so I can keep you forever.
One tree can start a forest, one smile can start a friendship. One touch can show you care, one friend can make life worth living for.
In my dreams, we were never apart. In my dreams you kept me close. In my dreams you loved me the most. In my dreams we're always together. Might as well be dreaming forever.
Gusto ko na benta cell phone ko... lam mo ba? Gusto ko hagis, durugin at tadyakan ang cell phone ko... lam mo ba? Gusto ko na panakaw to... lam mo ba? Maloloka na ko sa pag-iintay ng text mo... lam mo ba?
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april 13, 2010
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source:
Smart Communications (eload) and Load Mo Sarili Mo (LMSM)
Be the PIONEER of this Business because "eload" is now a basic commodity!
Officially Launched last February 20, 2010! First time in Philippine History! First time in Telecommunication Industry!
Newest in the market! High tech! Wireless! Using the computerized system through website and text! Delivering your income at your fingertips!
Mga Benefits sa LMSM:
Unlimited income po dito kasi unlimited ang referrals from 1st to 5th level!
Ang basis ng commission sa downlines ay sa actual load consumption nila!
Libre na ang load mo pag marami kang referrals (more referrals, more loadfund!)
Meron kang commission sa sarili mong load consumption na wala ito sa iba!
Pwede mo ng loadan ang sarili mo kahit anong oras at saang lugar na hindi kailangang pumunta sa sari-sari store!
Real time monitoring ng iyong downlines kasi may sarili kang website!
Trick # 1: Ganito po, nakakaubos ka ba ng P250 o mas mataas pa sa isang buwan? Sabihin na natin P10 sa isang araw, sa loob ng isang buwan P300 din po yun. Aba pasok ka dito sa LMSM kasi minimum requirement dito ay P250 per month. Magpamember ka lang ((P199.00 only: one/lifetime membership) kasi wala tayong magagawa diyan! Fixed Expense po yan sa ayaw natin o hindi. Kaya simple lang ang gagawin, magpamember ka at later on kikita ka pa!
Trick # 2: Dito po sa LMSM wala kang ibebentang pisikal na produkto. Pag member ka na, simple lang ang gagawin. Ikwento o i-share (through verbal, text or email) lamang ito sa mga existing Smart, Talk & Text and Red Mobile users na nakakakonsumo ng P250.00 or higher load per month. Hindi na kailangang lumayo within your family circle alone at imagine po we have 41million smart users sa ngayon kaya they are just around us! Inuulit ko po, considered as fixed expense rin lang, magpamember din sila at kumita ng unlimited income! Simpleng kwento, simpleng share. Pag nagpamember sila at nagload, kikita kana sa unlimited direct referrals up to 5th level sa overriding commission. Biruin mo, kumikita ka sa bawat load nila na wala kang ginagawa! Later on sa mga downlines mo na wala kang kamalay-malay. At maliwanag po, wala kang ibinentang pisikal na produkto.
Trick # 3: Isang rate lang po ang pinag-uusapan dito para sa commission. Kung ano yung membership rate mo, 'yun din ang rate basis sa lahat ng downlines at later on pwede ka pang mag membership upgrade.
Trick # 4: To get the full information please contact me at 09084822317, email: "[email protected]" or log-on at "www.loadmosarilimo.com".
PAKIUSAP: Maybe busy po kayo at walang time para dito, paki-relay/ paki-share po ito sa mga kapamilya at kakilala nyo malay natin dito po sila aasenso. Maraming salamat
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What about encouraging you to join with our team?
We will even MAKE you a free personal website.
What if we like you to know if you'll be interested in taking a look at our business?
Our business is in E-LOADING SERVICE THAT USES A WIRELESS TECHNOLOGY, both the Internet and the Online-Text Messaging Methods.
The product is highly circulating and even without you joining, there are already more than 40 million filipinos currently and enjoyably consuming the products. If you want to have a little idea how this works (see below), please contact jonsihay @ 0920.450.6400 (smart) or click the image below:
